The SWIFT/BIC code PHCBPHMDXXX is associated with BANGKO SENTRAL NG PILIPINAS in MANILA, Philippines. It helps identify the financial institution when processing certain international payments and wire transfers.
This code ends in XXX, which usually indicates the head office or main branch. Some transfers may still require a branch-specific 11-character code.
A SWIFT/BIC code identifies the bank, but it does not replace the recipient name, account number, IBAN where applicable, or any additional information requested by the sending bank.