FCBTUS33XXX SWIFT Code - FIRST CITIZENS BANK AND TRUST CO.

The SWIFT/BIC code FCBTUS33XXX is associated with FIRST CITIZENS BANK AND TRUST CO. in RALEIGH,NC, United States. It helps identify the financial institution when processing certain international payments and wire transfers.

This code ends in XXX, which usually indicates the head office or main branch. Some transfers may still require a branch-specific 11-character code.

A SWIFT/BIC code identifies the bank, but it does not replace the recipient name, account number, IBAN where applicable, or any additional information requested by the sending bank.

You may need this code when sending or receiving an international bank transfer involving this bank.

1. Ask the recipient to confirm the bank’s official name and the exact SWIFT/BIC code.
2. Check the account holder name, account number or IBAN, transfer currency, and bank address if requested.
3. Enter the code exactly as provided, without spaces or extra characters.
4. Review every detail before authorizing the transfer because an incorrect code can cause delays, rejection, or additional fees.

Information to verify before the transfer

• Recipient’s full legal name
• Account number or IBAN
• Bank name and country
• Exact SWIFT/BIC code
• Transfer currency and payment purpose
• Branch code or intermediary bank details, when required